Loan Options

Conventional

Great for strong credit and down payments from 3%+. Compare fixed vs ARM for best fit.

FHA

Flexible on credit with as little as 3.5% down. Ask about 203k for renovations.

VA

Zero-down options for eligible Veterans and service members.

Jumbo

High-balance financing with competitive rates and tailored underwriting.

DSCR

Debt-Service-Coverage loans for investors—qualify using rental cash flow.

Bank Statement

For self-employed borrowers using 12–24 months deposits instead of tax returns.

Renovation

Finance purchase + repairs in one loan (FHA 203k, Fannie HomeStyle).

USDA

Zero-down options in eligible rural areas, income limits apply.

HELOC/Refi

Tap equity or lower payment—see breakeven and total cost analysis.

See What You Qualify For